Users can press “Control” + “F” to search for a specific number or keyword. 57871 - Pencil, Pen, Crayon or Chalk Mfg. For underwriting purposes, you will need a detailed, accurate, and authoritative guide – the PAAS General Liability Classification Guide. Exclusions limit the insurance company's liability for activities that fall outside of the insured's classification. Insurance companies will assign your class codes based on your industry and the type of work performed by your business. 55214 - Hone, Oilstone, or Whetstone Mfg. What Is Excess And Surplus Lines Insurance? Want to target businesses by general liability class code? An example of operations not covered is called an "exclusion". 91315 - Cable or Subscription Television Cos. 91324 - Caisson or Cofferdam Work-Foundations for Buildings, 91325 - Caisson or Cofferdam Work-Not Foundations for Buildings, 91340 - Carpentry-Construction of Residential Property Not Exceeding Three Stories in Height, 91405 - Carpet, Rug, Furniture or Upholstery Cleaning-on Customers’ Premises, 91436 - Ceiling or Wall Installation-Metal, 91523 - Cleaning-Outside Surfaces of Buildings & Other Exterior Surfaces, 91551 - Communication Equipment Installation-Industrial or Commercial, 91562 - Concrete or Cement Distributing Towers-Rented to Others-Installation, Repair, or Removal Operations Only, 91577 - Conduit Construction for Cables or Wires, 91580 - Contractors-Executive Supervisors or Executive Superintendents, 91581 - Contractors-Subcontracted Work-In Connection with Construction, Reconstruction, Erection or Repair-Not Buildings, 91582 - Contractors-Subcontracted Work-In Connection with Building Construction, Reconstruction, Repair or Erection-Apartment or Office Buildings over Four Stories, 91583 - Contractors-Subcontracted Work-In Connection with Building Construction, Reconstruction, Repair or Erection-One- or Two-Family Dwellings, 91584 - Contractors-Subcontracted Work-In Connection with Construction, Reconstruction, Repair or Erection of Buildings-for Industrial Use, 91585 - Contractors-Subcontracted Work-In Connection with Construction, Reconstruction, Repair or Erection of Buildings, 91586 - Contractors-Subcontracted Work-In Connection with Oil and Gas Field Construction, Reconstruction or Repair, 91587 - Contractors-Subcontracted Work-In Connection with Pipeline (Other Than Oil or Gas) or Communication or Power Line Construction, Reconstruction or Repair, 91588 - Contractors-Subcontracted Work-In Connection with Bridge, Tunnel, Elevated Street or Highway Construction, Reconstruction or Repair, 91589 - Contractors-Subcontracted Work-In Connection with Street or Highway Construction or Repair, Not Elevated, 91590 - Contractors Permanent Yards-Maintenance or Storage of Equipment or Material, 91591 - Contractors-Subcontracted Work-Other Than Construction-Related Work, 91636 - Detective or Investigative Agencies-Private, 91641 - Dike, Levee or Revetment Construction, 91722 - Dock Operations-Coal, Grain or Ore, 91746 - Door, Window or Assembled Millwork-Installation-Metal, 91746 - Door, Window, or Assembled Millwork-Installation-Metal, 92053 - Dredging-Gold-Endless Bucket or Ladder Type, 92054 - Dredging-Gold-Floating Dragline Type, 92215 - Driveway, Parking Area or Sidewalk-Paving or Repaving, 92215 - Driveway, Parking Area, or Sidewalk-Paving or Repaving, 92338 - Drywall or Wallboard Installation, 92446 - Electric Light or Power Line Construction, 92447 - Electric Light or Power Line Construction-Rural Utilities Service Projects Only, 92451 - Electrical Apparatus-Installation, Servicing or Repair, 92451 - Electrical Apparatus-Installation, Servicing, or Repair, 92453 - Electric Light or Power Cooperatives-Rural Utilities Service Projects Only, 92593 - Elevator or Escalator Inspecting, Installation, Servicing or Repair, 92663 - Engineers or Architects-Consulting-Not Engaged in Actual Construction, 94225 - Farm Machinery Operations-By Contractors, 94304 - Fire Extinguishers-Servicing, Refilling, or Testing, 94381 - Fire Suppression Systems-Installation, Servicing or Repair, 94569 - Floor Covering Installation-Not Ceramic Tile or Stone, 94617 - Freight Forwarders or Handlers-Other Than Packing, Handling or Shipping Explosives or Ammunition under Contract, 94638 - Freight Forwarders or Handlers-Packing, Handling or Shipping Explosives or Ammunition under Contract, 95124 - Furniture or Fixtures-Installation in Offices or Stores-Portable-Metal or Wood, 95233 - Garbage, Ash or Refuse Collecting, 95233 - Garbage, Ash, or Refuse Collecting, 95306 - Gas Cos.-Natural Gas-Local Distribution, 95310 - Gas Mains or Connections Construction, 95358 - Geophysical Exploration-Seismic Method, 95647 - Heating or Combined Heating and Air Conditioning Systems or Equipment-Dealers or Distributors and Installation, Servicing or Repair-No Liquefied Petroleum Gas (LPG) Equipment Sales or Work, 95648 - Heating or Combined Heating and Air Conditioning Systems or Equipment-Dealers or Distributors and Installation, Servicing or Repair, 96317 - Inspection and Appraisal Cos.-Inspecting for Insurance or Valuation Purposes, 96409 - Insulation Work-Organic or Plastic in Solid State, 96702 - Irrigation or Drainage System Construction, 97002 - Laboratories-Research, Development or Testing-Other Than Not-For-Profit, 97002 - Laboratories-Research, Development, or Testing-Other Than Not-For-Profit, 97003 - Laboratories-Research, Development or Testing-Not-For-Profit Only, 97003 - Laboratories-Research, Development, or Testing-Not-For-Profit Only, 97221 - Machinery or Equipment-Farm-Installation, Servicing, Repair or Erection, 97222 - Machinery or Equipment-Industrial-Installation, Servicing or Repair, 97222 - Machinery or Equipment-Industrial-Installation, Servicing, or Repair, 97223 - Machinery or Equipment-Installation, Servicing or Repair, 97502 - Solar Energy Systems-Existence Hazard Only (Lessor’s Risk Only), 97503 - Wind Turbines-Existence Hazard Only (Owner-Operated), 97504 - Wind Turbines-Existence Hazard Only (Lessor’s Risk Only), 97650 - Metal Erection-Decorative or Artistic, 97651 - Metal Erection-Frame Structures Iron Work on Outside of Buildings, 97652 - Metal Erection-In the Construction of Dwellings Not Exceeding Two Stories in Height, 97654 - Metal Erection-Steel Lock Gates, Gasholders, Standpipes, Water Towers, Smokestacks, Tanks, Silos, Prison Cells, Fire or Burglarproof Vaults, 98090 - Motion Pictures-Development of Negatives, Printing, and All Subsequent Operations, 98090 - Motion Pictures-Development of Negatives, Printing and All Subsequent Operations, 98091 - Motion Pictures-Film Distribution or Exchanges-Not Located at Motion Picture Studios, 98092 - Motion Pictures-Production-Studios or Outside-All Operations Prior to the Development of Negatives, 98111 - Office Machines or Appliances-Installation, Inspection, Adjustment or Repair, 98111 - Office Machines or Appliances-Installation, Inspection, Adjustment, or Repair, 98150 - Oil or Natural Gas Lease Operations, 98151 - Oil or Gas Lease Operations-Natural Gas-within the Limits of Any Town or City on the Right-Of-Way of Any Railroad, or in Any Ocean, Gulf or Bay, 98152 - Oil or Gas Lease Work by Contractors-Not Lease Operation, 98155 - Oil or Gas Wells-Cleaning or Swabbing by Contractors, 98156 - Oil or Gas Wells-Cleaning or Swabbing by Contractors-within the Limits of Any Town or City, on the Right-of-Way of Any Railroad, or in Any Ocean, Gulf or Bay, 98157 - Oil or Gas Wells-Drilling or Redrilling, Installation or Recovery of Casing, 98158 - Oil or Gas Wells-Drilling or Redrilling, Installation or Recovery of Casing-within the Limits of Any Town or City, on the Right-of-Way of Any Railroad, or in Any Ocean, Gulf, or Bay, 98159 - Oil or Gas Wells-Instrument Logging or Survey Work in Wells, 98160 - Oil or Gas Wells-Perforating of Casing, 98161 - Oil or Gas Wells-Servicing-By Contractors, 98163 - Oil Rig or Derrick Erecting or Dismantling-Wood or Metal, 98257 - Orchards and Vineyards-Operation by Contractors, 98303 - Painting-Exterior-Buildings or Structures-Exceeding Three Stories in Height, 98304 - Painting-Exterior-Buildings or Structures-Three Stories or Less in Height, 98305 - Painting-Interior-Buildings or Structures, 98309 - Painting-Steel Structures or Bridges, 98413 - Pile Driving-Building Foundation Only, 98426 - Pipeline Construction-Slurry-Nonflammable Mixtures, 98430 - Pipelines-Operation-Slurry-Nonflammable Mixtures, 98482 - Plumbing-Commercial and Industrial, 98597 - Radio or TV Broadcasting Stations-Other Than Not-For-Profit, 98598 - Radio or TV Broadcasting Stations-Not-For-Profit Only, 98622 - Railroads-Operation and Maintenance-with BI Passenger Hazard, 98623 - Railroads-Operation and Maintenance-without BI Passenger Hazard, 98624 - Railroads-Shop Operation and Maintenance, 98636 - Refrigeration Systems or Equipment-Dealers and Distributors and Installation, Servicing, or Repair-Commercial, 98640 - Renovating-Outside Surfaces of Buildings, 98677 - Roofing-Commercial or Residential over Three Stories, 98678 - Roofing-Residential-Three Stories and Under, 98699 - Salvage Operations-Removing, Sorting, Reconditioning and Distributing of Merchandise in Damaged Buildings and Incidental Operations Away from Such Buildings, 98806 - Septic Tank Systems-Installation, Servicing or Repair, 98820 - Sewer Mains or Connections Construction, 98993 - Sign Erection, Installation, or Repair, 98993 - Sign Erection, Installation or Repair, 99003 - Sign Painting or Lettering-Inside of Buildings, 99004 - Sign Painting or Lettering-on Buildings or Structures, 99081 - Solar Energy Systems-Existence Hazard Only (Owner-Operated), 99085 - Wind Turbine Contractors-Installation, Service, or Repair-Off-Shore, 99086 - Wind Turbine Contractors-Installation, Service, or Repair-On-Shore, 99111 - Stables-Boarding, Livery or Racing. 51250 - Automobile, Bus, and Truck Body Mfg. Exclusions limit the insurance company’s liability for activities that fall outside of the insured’s classification. A lot of general liability classifications rates are determined by the general liability class code, loacation, gross annual sales or annual payroll. General liability class codes are numbers that represent small businesses that do similar work and share common hazards. Commercial auto insurance pays bodily injury or property damage costs for which the business is found liable - up the the policy limits for liability and property damage. This search engine was built for class codes in numerical format. Many states have various classification codes and definitions. If they do both Heating AND Air Conditioning work, use 95647 ONLY. Both the code and class description are listed in numerical order of the GL class code: Finding the best fit general liability class codes for commercial insurance is important to making sure your business is has the right coverage at correct rate. Rating the correct class for general liability insurance is not always easy and what can appear to be the correct class code for a business might not be correct. or Assembling-Infants, 53732 - Furniture Mfg. or Assembling-Wood, 53734 - Furniture or Woodwork Stripping, Refinishing or Repairing-Shop Only, 53901 - Gas Mfg.-Toxic and Either Flammable, Explosive or Reactive, 53904 - Gas Mfg.-Primarily Flammable, Explosive or Reactive, 53905 - Gas Mfg.-Primarily Toxic or Presenting a Health Hazard, 55010 - Heating Equipment Mfg.-Coal or Wood, 55012 - Heating Equipment Mfg.-Fuel Oil or Kerosene, 55013 - Heating Equipment Mfg.-Gas or Liquefied Petroleum Gas. 51752 - Candy or Confectionery Products Mfg. Below are a few examples of situations in which your business could be protected if you have general liability insurance coverage. 52619 - Engine or Turbine Mfg.-Not Aircraft. Instructions for Class Code Lookup. Both the code and class description are listed in numerical order of the GL class code: 10010 - Air Conditioning Equipment-Dealers or Distributors Only; 10015 - Amusement Centers; 10020 - Amusement Parks; 10026 - Antique Stores; 10036 - Anhydrous Ammonia Dealers and Distributors Offers comprehensive descriptions of class codes, cross references, and state special classifications. 58057 - Plastic or Rubber Goods Mfg.-Household, 58058 - Plastic or Rubber Goods Mfg.-Other Than Household, 58301 - Plywood, Veneer or Veneer Products Mfg.-Other, 58302 - Plywood, Veneer or Veneer Products Mfg.-without Log Processing, 58302 - Plywood, Veneer, or Veneer Products Mfg.-without Log Processing, 58408 - Printing-Other Than Not-For-Profit, 58456 - Publishers-Books or Magazines-Other Than Not-For-Profit, 58457 - Publishers-Books or Magazines-Not-For-Profit Only, 58458 - Publishers-Newspapers-Other Than Not-For-Profit, 58459 - Publishers-Newspapers-Not-For-Profit Only. 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